Debt-to-Income (DTI) Calculator

DTI compares your monthly debts to your gross monthly income. Lenders use DTI to assess risk and approval options. This tool gives a quick estimate and helps you plan the next best step.

Want a real approval path?

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Inputs





  DTI Pre-Check

Results

Click Calculate to see your DTI.


Next best step

DTI is only one factor. Credit score, reserves, and loan program matter too. If you want a clean plan, start a pre-approval.

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