Loan Options
This page is a simple hub. The best loan depends on your goals, income, credit, and the property.
Mortgage Application / Pre-Approval Mortgage Type Selector
Please accept calls from 352-988-4900 or 407-347-3420.
For home buyers
- Conventional: common for many buyers; pricing varies by credit/down payment.
- FHA: flexible down payment and credit options in many cases.
- VA: for eligible veterans/active-duty; often strong terms.
- USDA: possible 0% down in eligible areas (income/property rules apply).
For homeowners
- Rate/term refinance: reduce rate or change term.
- Cash-out refinance: access equity (rules vary).
- HELOC / Home equity loans: access equity with a line or second loan.
For landlords & investors
- Conventional investment loans: common for rentals; down payment and reserves often required.
- DSCR-style options: may focus more on property cash flow than personal income (guidelines vary).
For businesses
- Business-purpose lending: depends on revenue, assets, and time in business.
- SBA-style financing: may offer long terms; eligibility and documentation apply.
Get matched to the right path
Tell us your goal and we’ll recommend the best next steps and what documents you’ll need.